**IMPORTANT**

Superannuation Reforms starting 1 July 2017 Review your Superannuation and your plans pre 30th June 2017 and stay on Track!!

On 1st July 2017, some rule changes will come into effect that may impact your retirement strategy:

• Super contribution caps have changed
• Division 293 tax threshold has reduced to $250,000
• A transfer balance cap of $1.6 million will be introduced that limits the amount that can be held in retirement (Pension phase) If you currently exceed this limit it is very important that we meet to discuss your options
• Some rule changes come into effect that may impact your "Transition to retirement" (TTR) Strategy. The tax rate payable on earnings from investments held in a TTR Pension will increase from 0% to 15%

To make an appointment with one of our Self Managed Superfund Specialist Advisors simply give us a call on 02 9977 8077. At your meeting we will review your plans and look at what you may need to do to stay on track to achieve the retirement lifestyle you want.